Dualis Finance Documentation

The institutional-grade lending protocol built for the tokenized economy

Dualis Finance is a hybrid lending protocol deployed on the Canton Network that bridges institutional securities lending with decentralized finance. It enables regulated institutions to lend and borrow tokenized real-world assets, digital securities, and cryptocurrencies through a unified, privacy-preserving platform. By combining on-chain credit scoring, sub-transaction privacy, and programmable risk parameters via DAML smart contracts, Dualis delivers capital-efficient lending with the compliance guarantees that institutional participants require. The protocol supports both over-collateralized and under-collateralized lending, powered by a proprietary credit tier system that adjusts loan-to-value ratios and interest rates based on borrower creditworthiness.

Protocol at a Glance

116K+

Lines of Code

272

API Endpoints

DAML Templates

Oracle Feeds

Start Here

Whether you are a protocol integrator, institutional client, or contributor, these four entry points will orient you within the Dualis documentation.

Core Concepts

Understand hybrid lending, credit tiers, health factors, and the dual-track architecture that powers Dualis.

Architecture

Explore the full-stack protocol architecture from DAML smart contracts to the React frontend.

Getting Started

Set up your development environment, connect to the Canton Network, and deploy your first integration.

Fee Structure

Review the protocol fee model including supply spreads, borrow premiums, flash loan fees, and liquidation incentives.

What This Documentation Covers

This documentation is organized into ten sections that span the full depth of the protocol:

Overview -- motivation, core concepts, and glossary to build foundational understanding.
Protocol -- architecture, hybrid lending mechanics, collateral framework, interest rate model, liquidation engine, flash loans, and the privacy model.
Securities Lending -- institutional marketplace, fee structure, netting, and settlement.
Credit System -- hybrid credit scoring, the five credit tiers, under-collateralized lending workflows, and the Credit Oracle API.
Governance -- DUAL token mechanics, proposal lifecycle, voting and delegation, and timelock execution.
Economics -- fee structure, revenue model, token economics, and Canton Coin reward distribution.
Canton Network -- why Canton was chosen, ecosystem positioning, DAML smart contract design, and privacy architecture.
Developers -- getting started guide, API reference for all 272 endpoints, SDK integration, PartyLayer wallet SDK, smart contract reference, WebSocket API, and error codes.
Security -- security model, audit status, KYC/AML compliance, and bug bounty program.
Resources -- FAQ, roadmap, brand assets, and contact information.

Ecosystem

Dualis Finance is built by Cayvox Labs, a fintech engineering studio focused on institutional DeFi infrastructure. The protocol is deployed on the Canton Network -- a privacy-enabled, interoperable blockchain designed by Digital Asset for regulated financial markets. Canton provides sub-transaction privacy, deterministic finality, and composable smart contracts written in DAML, making it the ideal foundation for an institutional lending protocol that must meet stringent compliance and confidentiality requirements.

The Dualis codebase spans over 116,000 lines of TypeScript across a pnpm monorepo, with 11,300+ lines of DAML defining 38 contract templates across 25 modules. The backend serves 272 API endpoints backed by 63 database tables, while the frontend delivers 43 pages through 119 React components. Every layer -- from interest rate calculations to liquidation cascades -- is designed for institutional-grade reliability and auditability.